The world's leading brands are powered by NETSOL
BMW
Mercedes
Toyota
Daimler
Paccar
BMW
Mercedes
Toyota
Daimler
Paccar
BMW
Mercedes
Toyota
Daimler
Paccar
Future of Finance

Unlock the future of digital retail and finance with Transcend

The Transcend Platform, powered by NETSOL, is an AI-driven unified ecosystem that revolutionizes how assets are sold, financed and leased. Designed to automate and optimize every step - from sales to originations to servicing, Transcend leverages AI and ML to drive predictive insights and smarter decision-making. Our managed services ensure seamless implementation and support, allowing your business to focus on growth while we handle the technology.

Future-ready, Transcend empowers organizations with the tools and insights needed to thrive in a fast-evolving, digital-first world.

  • Service Image

    AI at the core

    Harness artificial intelligence and machine learning to power predictive insights, automated workflows and risk management across the finance ecosystem.
  • Service Image

    A platform that adapts

    With integrated frameworks and powerful data management, Transcend provides a secure foundation so you’re always ready for what’s next.
  • Service Image

    Future-ready infrastructure

    Build your platform with API-first modular components, offering cross-platform capabilities and customizable solutions that scale as your business grows.
  • Service Image

    Enterprise-level security

    With Transcend’s enterprise-grade cloud security, your financial transactions and sensitive data are safeguarded with the latest protections so that you have peace of mind.

Assets managed
globally

Successful
implementations

Customers
worldwide

Countries
served

Platform

Transcend brings together a unified platform built to help financial institutions, auto captives, OEMs, and dealers achieve greater growth and efficiency. With easy-to-use, API-first finance and leasing solutions, integrated AI services, and seamless digital retail tools, Transcend simplifies the most complex processes.

404 Error Image
Transcend Platform

Tailored solutions for every stage of your business

Transcend Retail

Transcend Retail

Revolutionize auto and equipment retail with a fully digital, integrated platform that simplifies the entire customer journey. From online purchasing to finance approval, Transcend Retail (Formerly known as Otoz) offers advanced retail and mobility solutions that keep your dealership or OEM at the cutting edge of consumer expectations.

01
Transcend Finance

Transcend Finance

Streamline your finance and leasing operations with a comprehensive solution for originations, servicing and wholesale finance. Transcend Finance (Formerly known as Ascent) empowers automotive and equipment OEMS, auto captives, commercial lenders, dealers, brokers and financial institutions with end-to-end visibility and control, ensuring seamless workflows and accelerated business outcomes.

02
Transcend Marketplace

Transcend Marketplace

The go-to platform for modular, API-first solutions that address every aspect of finance and leasing. Whether you need tools for calculations, document generation, loan originations or lending configurations, Transcend Marketplace (Formerly known as Appex Now) offers a suite of flexible, component-based solutions that integrate seamlessly with your existing infrastructure.

03
Transcend Consultancy

Transcend Consultancy

Empowering businesses with Transcend Consulting Services, we offer expert guidance across critical areas like information security, data engineering and cloud services. Our team partners with your business to create tailored solutions that drive innovation, efficiency and growth.

04
Transcend AI Labs

Transcend AI Labs

We are leading AI-driven innovation with our Transcend AI Labs, integrating advanced AI services into our product suite to solve the unique challenges of BFSI, equipment and auto OEMs and dealerships. Our tailored solutions drive industry-specific advancements, helping you stay ahead in a competitive market.

05
What our clients say about us

“At MINI, we decided it was time to create an end-to-end purchasing and finance journey for the consumer and it was important to create something more than a lead generator to facilitate the complete transaction for any MINI customer, any place, any time. Our partnership with NETSOL has enabled us not only to catch up with industry leaders, but also to set new benchmarks in digital auto-retail, which the usual suspects in the industry could not provide.”

Mike Peyton

Chief Motorer and Vice-President of MINI of the Americas

Ready to transcend?

Explore our complete platform or its individual solutions to futureproof your business and gain a distinct competitive edge in today's ever-evolving landscape.

Digital transformation in auto retail: The MINI Anywhere case-study

In June 2021, MINI USA launched their groundbreaking digital retail platform, MINI Anywhere, developed in collaboration with NETSOL Technologies. Built on NETSOL’s Transcend Retail platform (formerly known as Otoz), MINI Anywhere is a bespoke solution designed to meet MINI USA's specific needs, offering customers a seamless, end-to-end digital purchasing experience.

Navigating the New Era of Leasing
RESOURCE CENTER

Insights

Discover the latest content on the most important topics in and around financial services and technology. Read our articles, case-studies, white papers and more. Watch our on-demand webinars as our industry experts share their perspectives about the industry.

Discover Insights